New Refer and Earn Apps in India – Episode 24 Offers & Updates

1. Aetram Demat Account (via PiggmyWorks)

This week, a new demat account promotional campaign has surfaced. Aetram Demat is offering a solid cash payout, but there is a specific mechanism to it: the referral program is not available directly within their native app. To promote this and earn, you must use a trusted affiliate partner network called PiggmyWorks. This unique affiliate setup actually makes it one of the popular new campaigns because regular users aren't aware of it.

1. First, register yourself on the PiggmyWorks affiliate portal and complete your basic profile.
2. Navigate to the 'Campaigns' section, locate the Aetram Demat offer, and generate your unique referral tracking link.
3. Share this specific link. Your friend must click this exact link to open an Aetram Demat account and complete the standard SEBI KYC steps.
4. Once verified by the broker (no first trade required), the ₹130 balance is added to your PiggmyWorks dashboard.

2. Laxme App (Women-Centric UPI)

Laxme is a completely new UPI application built specifically with a pink-themed interface designed for women. However, anyone can use it to earn. It's offering a multi-step promotional reward structure. The rewards are distributed in the form of Digital Gold, which can be sold for real fiat cash.

1. Sign-up Bonus: Download and sign up on the Laxme App. You will receive a welcome sign-up bonus in the form of digital gold.
2. Referral Install: Share your referral link. When your friend signs up using your link, you instantly get ₹5 worth of gold.
3. First Transaction: When your referred friend makes their very first UPI transaction through the app, you receive another ₹40 in gold.
4. Gold Investment: When your friend makes their first digital gold investment transaction within the app, you receive the final ₹40 in gold. This brings the total referral value to Up to ₹95!

Disclaimer: I am not a financial advisor. I do not recommend buying digital gold solely for the sake of an offer. Please proceed with your own judgment.

3. Punjab Kings Official App

The well-known IPL cricket team, Punjab Kings, has launched its own official community app featuring both sign-up and referral offers. While it doesn't dispense direct bank cash, the physical premium rewards make it an incredibly interesting option among refer and earn apps in india for hardcore sports fans and gadget lovers.

• If you sign up for the first time as a new user, you immediately get 1,000 reward coins.
• If you verify your registered email address, you receive an additional 500 coins.
• If you refer a friend using your unique code, you get coins to redeem for Free Gifts.

Redemption Rules: These coins are non-redeemable for cash. Instead, the app features an internal store where you can redeem your accumulated coins for exclusive merchandise, drones, and even mobile phones (subject to flash stock availability).

4. RP Rewards (Crypto & Vouchers)

If you prefer international or crypto rewards over standard INR, RP Rewards is a newly launched platform. You can convert your earned coins into Binance USDT (crypto), Flipkart shopping vouchers, or Google Play Store gift cards.

1. Sign up on the RP Rewards app. Upon registration, you will receive a welcome scratch card worth up to 100 coins.
2. Navigate to the invite section and refer friends. You earn a flat 300 Coins per successful referral.
3. The conversion structure is currently active: 1000 coins equal exactly $1. This means just 3-4 referrals will easily cross the minimum withdrawal threshold.
4. No KYC or heavy document verification is required to use this app or withdraw funds!

5. Earn 3x (Micro-Tasking)

Earn 3x is a simple micro-earning and cashback application. While the referral reward has recently been reduced to ₹3 / Refer, the payouts remain extremely consistent and verified. The minimum redemption limit is set at just ₹10, making it a very quick daily earner if you have a large WhatsApp or Telegram group to share links with.

1. Binance (FIU Regulated) Power Play

Binance, which is now an FIU-regulated and compliant crypto application in India, is running three massive self-earning offers right now: the standard Red Pocket, the Custom Red Pocket Creator, and the highly exclusive Power Play offer. I personally participated and received a solid $6 from the Power Play Campaign. However, Binance's anti-fraud system is very strict; avoid creating "Interlinked Chains" (sending crypto back and forth with a friend) as it will result in disqualification.

2. Jupiter Banking App (Credit Card Refer)

Jupiter is hosting a massive CSB Bank RuPay Credit Card referral offer. If you have an audience for credit cards, the payouts are excellent: Refer friends to open an account and apply for the card, and you can get Free Gold as part of their promotional rewards program.

3. My Cash (Surveys & Tasks)

My Cash is a newly launched global earning app available on both the Google Play Store and Apple App Store. You can earn coins by actively completing daily surveys, app tasks, and internal missions. The conversion rate is transparent: 7,000 coins equal $1, which is directly withdrawable via PayPal.

4. LikeOffer Earning Portal Updates

Our dedicated web portal is constantly being updated with new backend campaigns. Because we have just entered a brand new month and a new financial year, corporate marketing budgets are high. Expect a massive influx of campaigns with official rules and T&Cs all hosted in one place.

• Paytm UPI Lite: First, manually activate the offer in the cashback section. Make any transaction above ₹100 specifically via the 'UPI Lite' wallet, and you will instantly get ₹10 cashback.
• Google Pay Pocket Money: This is for first-time setup of the new 'Pocket Money' feature. Send a minimum of ₹200 as pocket money to a friend or family member, and you will unlock a premium scratch card worth up to ₹51 in direct bank cash.
• Tide Bill Payments: If you are an existing Tide user, check your app dashboard. Pay any utility bill above ₹100 through the app and get up to ₹55 cashback.
• PhonePe Credit Card Bill: This is an account-specific offer. Pay a minimum ₹500 credit card bill through PhonePe and earn up to ₹100 cashback, which will be credited to your PhonePe wallet.

1. CTC (Freedom Offer Redemption Process)

If you participated in the highly popular CTC Freedom offer, the redemption window is now officially live! CTC is a very genuine application. To withdraw your funds: Go to the 'Portfolio' tab > Tap 'Withdraw' > Select 'All' > Click 'Continue'. You will need to complete a quick OTP verification. Once confirmed, the funds (I successfully withdrew ₹112) will be processed and will hit your bank account within 3 to 5 working days.

2. Rose Setu App Policy Update

For everyone who applied for withdrawals on the Rose Setu app last week, the good news is that all pending withdrawals are currently being processed by their team. However, there is a policy downgrade: the referral reward has been slashed from ₹25 down to ₹10 per referral. Furthermore, the minimum withdrawal limit has been increased to ₹130. Keep these new limits in mind while promoting.

3. Samsung Wallet Offer (Lucky Draw)

If you make your first transaction of the new month using Samsung Wallet, you enter a massive lucky draw. 5,000 lucky users will be randomly selected to receive a flat ₹100 Amazon voucher. The final results will be announced on the 17th. Make sure to join our Telegram channel, where I will post the full winner list and payment proofs!

4. ABCD Demat Account Pending Cashback Alert

Many users have messaged about their ABCD demat campaign cashback showing as 'Pending'. Please do not panic. The reason is simple: the stock markets and backend reporting systems were completely closed on Friday, Saturday, and Sunday. The affiliate tracking reports will officially update by Monday evening, and all legitimate payments will be cleared and sent to your accounts.

5. RP Rewards Withdrawal Fix

Do not select the USDT (Crypto) option on the withdrawal page, as those are currently stuck on the blockchain. Instead, go to your profile settings, change your default withdrawal method to your personal Bank UPI ID, and submit the request again. UPI is working perfectly.

Aetram Demat Account via Pick My Work!

After reviewing all the campaigns, my team and I have unanimously selected this as the absolute Best Offer of the Week. Why? Because it is a brand new demat platform. When an app is new, almost no one in your friend circle has an account yet, making conversions incredibly easy. By using the Pick My Works affiliate partner portal, you earn a flat ₹130 cash reward just for account opening. The biggest selling point is that no trading or initial deposit is required by the user. This zero-investment, high-reward structure makes it the undisputed champion among trusted refer and earn apps in india for this week.